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CASE DEVELOPMENT CENTRE

The use of case studies has been integral to the pedagogic approach in training and teaching curriculums at NIBM. The Institute has a history of development and publication of case studies in various areas of banking and finance. Case studies have been developed on both an institutional basis as well as the self-driven activity of faculty. The Case Development Centre (CDC) at the Institute is facilitating case development by faculty to address the changing perspectives and challenges of the banking and finance industry.

The case studies are not peer-reviewed. NIBM cases are developed solely as the basis for class discussion. Cases are not intended to serve as endorsements, sources of primary data, or illustrations of effective or ineffective management. This publication may not be digitized, photocopied, or otherwise reproduced, posted, or transmitted, without the permission of the National Institute of Bank Management, Pune. To order copies or request permission to reproduce materials, write to Dr Naveen Kumar K, Convenor, Case Development Centre: cdc@nibmindia.org


Case Number:  NIBM-CDC-2023-13
Publication Year:  November 2023

The Banker’s Predicament – A Study In Compliance Backed Decision Making- Saawann Global Industries Ltd.

Authors:   Rajesh Ramakrishnan, CA, r.rajesh@nibmindia.org
Smita Roy Trivedi

The case is written by Rajesh Ramakrishnan and Smita Roy Trivedi for the purpose for classroom discussion. The author does not want to illustrate either effective or ineffective handling of a managerial situation. The data for the case is available in public domain. The authors have no conflict of …

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Case Number:  NIBM-CDC-2023-12
Publication Year:  October 2023

Strategic Decisions – Driving Competitive Advantage at SBI

Authors:   Prof. Kaushik Mukherjee, kaushikmukerjee@nibmindia.org
Purushottam Bedekar

“The Indian banking system remains sound and healthy, with strong capital and liquidity positions, improving asset quality, better provisioning coverage along with improved profitability,” Reserve Bank of India Governor Shaktikanta Das had said in his policy statement in April, 2023. While there is considerable improvement in the performance of …

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Case Number:  NIBM-CDC-2023-11
Publication Year:  October 2023

Jalna Steels and Alloy Private Ltd.

Authors:   M Manickaraj, manick@nibmindia.org
Shivam Sudama

It was June 20, 2022 the monsoon for the year had set in and the weather in the region had become significantly pleasant compared to what was till last week. However, on that day evening Mr. Vignesh, the CGM heading the Credit Department of Eastern Commercial Bank (ECB) was …

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Case Number:  NIBM-CDC-2023-10
Publication Year:  October 2023

Gadag Solar Power Private Ltd.

Authors:   M Manickaraj, manick@nibmindia.org

It was July 25, 2018 when Mr. Mukesh, GM Credit of Indus Bank has been pondering over the proposal from Commerce Bank for down sale of loan given to Gadag Solar Power Private Limited (Gadag Solar). Government of India was giving major thrust on moving towards green energy and …

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Case Number:  NIBM-CDC-2023-09
Publication Year:  October 2023

The Passion Hospital: Credit Analysis for Working Capital Finance

Authors:   M Manickaraj, manick@nibmindia.org
Sujan Sarkar

It was 5.30 pm of February 7, 2022 when Mr. Bhiman the head of Durgapur SME Loan Processing Centre, Commerce Bank was drawn to the loan application for working capital from The Passion Hospital. The hospital was provided with a term loan of Rs. 1.89 crore last June by …

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Case Number:  NIBM-CDC-2023-08
Publication Year:  September 2023

The Banker’s Predicament – A Study in Compliance Backed Decision Making – Rotomac Pens

Authors:   Rajesh Ramakrishnan, CA, r.rajesh@nibmindia.org
Smita Roy Trivedi

The case takes up the early warning signals that came up in case of Rotomac Pens, touted as one of the one of India’s biggest penmakers. The bank officials failed to escalate the early warning signals in this case, leading to a considerable financial loss for these banks. In …

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Case Number:  NIBM-CDC-2023-06
Publication Year:  July 2023

Digitalization Strategies of Union Bank of India

Authors:   Deepankar Roy
Prof. Kaushik Mukherjee, kaushikmukerjee@nibmindia.org

According to the Reserve Bank of India (India’s regulator for banking), digital banking refers to present and future electronic banking services provided by a licensed bank for the execution of financial, banking and other transactions, and / or orders / instruments through electronic devices / equipment over websites (i.e. …

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Case Number:  NIBM-CDC-2023-05
Publication Year:  July 2023

Kudos Finance and Investments Private Ltd

Authors:   M Manickaraj, manick@nibmindia.org

Kudos Finance and Investments Private Ltd (Kudos), a Non-Banking Finance Company (NBFC) started in 2013 was providing loans to microenterprises. The company had three different loan products, namely, machinery loan, business loan and short-term loan, and it had made several arrangements for marketing the products. It had developed robust …

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Case Number:  NIBM-CDC-2023-04
Publication Year:  July 2023

Managing a Managed Float

Authors:   Smita Roy Trivedi, smita@nibmindia.org

On August 28, 2013, the Rupee opened at 66.19[1], scaled to a high of 69.22, depreciating by 4.5% during the course of the day. It closed finally at 68.83, in what was to be a black-letter day for the Indian currency. The depreciation in 2013, though drastic, was not …

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Case Number:  NIBM-CDC-2023-03
Publication Year:  April 2023

AirVoice Infocomm Private Ltd

Authors:   M Manickaraj, manick@nibmindia.org
P Saravanan

Financing startups is a matter of interest to many stakeholders including investors, entrepreneurs, financial institutions, government and policy makers. One major concern for the investors is determining the stake they can claim from the investee company as consideration for their investment. Similarly, the entrepreneurs of the startups have to …

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