NIBM EXPLAINERS

Paper Number:  3/2023
Publication Year:  October 2023

Supply Chain Finance

Authors:   M Manickaraj

Supply Chain Finance

Paper Number:  No. 2/2023
Publication Year:  February 2023

Banking in the Age of ChatGPT: Shape of Things to Come in India

Authors:   Deepankar Roy & Prasanna Lohar

Banking in the Age of ChatGPT: Shape of Things to Come in India

Paper Number:  No. 1/2023
Publication Year:  January 2023

Why Indian Commercial Banks Need to Adopt Expected Credit Loss (ECL) Based Provisioning Approach?

Authors:   Arindam Bandyopadhyay

Reserve Bank of India has recently proposed to adopt the Expected Credit Loss (ECL) approach used in International Financial Reporting Standards (IFRS 9). The central bank has released a discussion paper on 'Expected Credit Loss' model for loan loss provisioning by the commercial banks in India. Banks are currently …

Paper Number:  No. 2/2022
Publication Year:  December 2022

FTX Collapse: The Chronicle and the Implications

Authors:   Deepankar Roy, Purushottam Anand & Sharat Chandra

FTX Collapse: The Chronicle and the Implications

Paper Number:  No. 1/2022
Publication Year:  November 2022

What do Banks do and Why are Bank Failures Costly?: Economics Nobel Laureates of 2022

Authors:   Partha Ray

On 10 October 2022, the Royal Swedish Academy of Sciences awarded the Sveriges Riksbank Prize in Economic Sciences in Memory of Alfred Nobel 2022 to three American economists, viz.,

(a) Ben S. Bernanke (Brookings Institution, Washington DC); (b) Douglas W. Diamond (University of Chicago); and (c) Philip H. Dybvig …